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Health Insurance
Health Insurance is essential for protecting you and your family from the rising cost of medical care. It ensures timely access to quality healthcare without financial stress during unexpected illnesses, accidents, or medical emergencies. With the right health insurance plan, you can focus on recovery while your medical expenses are taken care of.
Individual Health Insurance: Provides medical coverage for a single person. It helps cover hospitalization, treatment costs, and medical expenses, ensuring financial security during health emergencies.
Family Floater Health Insurance: Covers the entire family under one policy. It offers shared coverage for hospitalization and healthcare needs, making it a cost-effective way to protect your loved ones.
Senior Citizen Health Insurance: Designed specifically for individuals aged 60 and above. These plans cover age-related illnesses, hospitalization, and medical treatments, offering peace of mind in later years.
Critical Illness Insurance: Offers a lump-sum payout upon diagnosis of serious illnesses such as cancer, heart attack, or stroke. This helps manage treatment costs, income loss, and recovery expenses.
Group Health Insurance: Typically provided by employers, these plans cover employees and sometimes their families. They ensure access to quality healthcare with affordable premiums and wide coverage.
Maternity Health Insurance: Covers expenses related to pregnancy, childbirth, and newborn care. It helps manage delivery costs, pre- and post-natal expenses, ensuring a stress-free maternity journey.
Service Outcome
- Tailored health insurance solutions for every individual and family
- Financial protection against unexpected medical expenses
- Peace of mind with reliable claim and customer support
- Long-term healthcare security for you and your loved ones
1. What does health insurance cover?
Health insurance typically covers hospitalization expenses, including room rent, doctor fees, medicines, surgeries, and diagnostic tests. Many plans also include pre and post-hospitalization costs, day-care procedures, and preventive health check-ups.
2. What is the difference between individual and family floater plans?
An individual plan covers a single person with a dedicated sum insured, while a family floater plan covers multiple family members under one policy with a shared sum insured, making it more cost-effective for families.
3. Are pre-existing diseases covered?
Yes, most health insurance plans cover pre-existing diseases after a waiting period, which usually ranges from 2 to 4 years depending on the insurer and policy terms.
4. What is cashless hospitalization?
Cashless hospitalization allows you to receive treatment at network hospitals without paying upfront. The insurer directly settles the bill with the hospital, except for non-covered expenses.