Corporate NCDs

Corporate NCDs

Corporate Non-Convertible Debentures (NCDs) are fixed-income investment instruments issued by reputed companies to raise capital. They offer higher interest rates than traditional deposits and are suitable for investors seeking regular income with moderate risk.
Corporate NCDs (Non-Convertible Debentures) :A fixed-income investment option issued by companies to raise capital. Corporate NCDs offer regular interest payments and return the principal at maturity, providing a stable income stream for investors.
Secured NCDs : These NCDs are backed by the company’s assets, which provides an additional layer of safety. In case of default, investors have a claim on the assets, reducing risk.
Unsecured NCDs : These NCDs are not backed by any collateral and depend solely on the company’s creditworthiness. They typically offer higher interest rates to compensate for the increased risk.
Tax-Free NCDs : Certain NCDs come with tax benefits where the interest earned is exempt from income tax. These are ideal for investors looking for tax-efficient fixed-income options.
Floating-Rate NCDs : Interest rates on these NCDs are linked to a benchmark rate and may fluctuate over time. They offer protection against rising interest rates and help maintain the value of returns.
Long-Term & Short-Term NCDs : NCDs are available with varying maturities. Short-term NCDs provide quicker liquidity, while long-term NCDs offer higher returns, suitable for long-term financial planning.
01
Higher Yield Opportunities
Invest in top-quality Corporate NCDs offering attractive returns. Focus on high-rated issuers to balance growth with safety. Ideal for investors looking for better yields than traditional FDs.
02
Credit-Rated & Trusted Issuers
All recommended NCDs come from credible and financially strong issuers. Selections are based on credit ratings and past performance. Ensures a secure investment environment with minimal risk.
03
Transparent Investment Process
Fully transparent process with clear details on tenure, returns, and risks. Understand payout schedules before investing. Helps you make informed and confident investment choices.
04
Ongoing Tracking & Support
We assist with interest payouts, maturity management, and reinvestment. Receive exit guidance and portfolio support. Ensures smooth handling of your NCD investments throughout.

Service Outcome

  • Stable income with higher yield potential
  • Balanced risk-return investment option
  • Better diversification of fixed-income portfolio
  • Professional guidance and ongoing support
1. What are Corporate NCDs?

Corporate NCDs are debt instruments issued by companies to raise capital.
They provide a fixed interest over the tenure of the investment.
The principal amount is returned to the investor at maturity.

The safety of NCDs depends on the issuer’s credit rating and financial strength.
Secured NCDs generally offer higher protection than unsecured ones.
Investors should evaluate issuer credibility before investing.

Interest can be paid monthly, quarterly, annually, or cumulatively.
Cumulative NCDs reinvest interest and pay it along with the principal at maturity.
Payment schedules are clearly stated at the time of investment.

Ideal for investors seeking higher fixed income than traditional FDs.
Suitable for those willing to take moderate risk for better returns.
Not recommended for very conservative investors looking for complete safety.