Fixed Deposits
Fixed Deposits
Fixed Deposits (FDs) are one of the safest and most reliable investment options, offering guaranteed returns over a fixed period. They are ideal for individuals looking for capital protection, stable income, and predictable growth without exposure to market risks.
Fixed Deposit (FD):A safe and reliable investment option that offers assured returns over a fixed tenure. It helps you grow your savings steadily while protecting your capital from market fluctuations.
Regular Fixed Deposit: Ideal for individuals seeking guaranteed returns, this deposit earns a fixed interest rate and pays out the maturity amount at the end of the chosen period.
Tax-Saving Fixed Deposit: Offers stable returns along with tax benefits under applicable laws, helping you save on taxes while securing your investment for the long term.
Senior Citizen Fixed Deposit: Specially designed for retirees, these deposits provide higher interest rates, ensuring a steady and secure income during post-retirement years.
Cumulative Fixed Deposit: Interest is compounded periodically and paid along with the principal at maturity, making it suitable for long-term wealth accumulation.
Non-Cumulative Fixed Deposit: Provides regular interest payouts (monthly, quarterly, or annually), ideal for those looking for a consistent income stream.
01
Secure & Stable Investment
Choose fixed deposits designed for safety and consistency, helping protect your capital while supporting your long-term financial goals.
02
Attractive Interest Rates
Benefit from competitive FD rates offered by trusted banks and institutions to enhance your returns with confidence.
03
Simple & Hassle-Free Process
Enjoy an easy FD booking experience with minimal paperwork, clear terms, and complete transparency at every step.
04
Ongoing Support & Maturity Assistance
Receive continuous support for renewals, withdrawals, and maturity planning to keep your investments on track.
Service Outcome
- Safe investment with assured returns
- Stable income or growth as per your preference
- Easy management and liquidity options
- Ideal balance between security and returns
1. What is a fixed deposit?
A fixed deposit is an investment where you deposit a lump sum for a fixed tenure at a predetermined interest rate, earning guaranteed returns.
2. Are fixed deposits safe?
Yes, fixed deposits are considered one of the safest investment options, especially those offered by banks and reputed financial institutions.
3. What is the minimum and maximum tenure for FDs?
FD tenures typically range from 7 days to 10 years, depending on the institution and deposit type.
4. Can I withdraw my fixed deposit before maturity?
Yes, premature withdrawal is allowed, but it may attract a penalty or reduced interest rate as per policy terms.